HESTER DIVERSIFIED INVESTMENTS
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Terms & Conditions

Terms governing the use of our website and services

Last Updated: March 31, 2026

Welcome to Hester Diversified Investments. These Terms and Conditions ("Terms") govern your use of our website and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our website or services.

1. Acceptance of Terms

By accessing and using the Hester Diversified Investments website (the "Site"), you accept and agree to be bound by these Terms and our Privacy Policy. These Terms apply to all visitors, users, and others who access or use the Site.

2. Use of the Website

You agree to use the Site only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use the Site in any way that violates any applicable federal, state, local, or international law or regulation
  • Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Site
  • Attempt to interfere with the proper working of the Site
  • Use any automated system to access the Site in a manner that sends more requests than a human can reasonably produce
  • Introduce any viruses, trojan horses, worms, or other malicious code

3. Financial Services Disclaimer

The information provided on this website is for informational purposes only and does not constitute financial, legal, or tax advice. All financing decisions are subject to credit approval and underwriting criteria. Terms, rates, and conditions are subject to change and may vary based on individual circumstances.

Past performance or examples do not guarantee future results. We make no representations or warranties about the suitability of any financing product for your specific situation. You should consult with qualified financial, legal, and tax advisors before making any financing decisions.

4. Application and Approval Process

Submission of an application or inquiry does not guarantee approval for financing. All applications are subject to our underwriting process and approval criteria. We reserve the right to request additional information, decline applications, or modify terms based on our assessment of creditworthiness and risk.

5. SMS & Text Message Terms

If you opt in to receive text messages from Hester Diversified Investments, the following terms apply:

Consent and Program Description

By providing your mobile phone number and expressly consenting via our contact form, you agree to receive recurring marketing and promotional SMS/MMS messages from Hester Diversified Investments. These messages may include offers, updates, and information about our financial products and services. Messages may be sent using an automated telephone dialing system (ATDS).

Message Frequency

Message frequency varies. You may receive up to 4 messages per month, though actual frequency may be lower.

Message and Data Rates

Message and data rates may apply. Standard messaging rates from your wireless carrier will apply to each message sent or received. Please check with your mobile carrier for details on your messaging plan.

Opt-Out Instructions

You may opt out of receiving text messages at any time by replying STOP to any message from us. After you send STOP, we will send you one final confirmation message and you will no longer receive messages from us unless you opt in again.

Help and Support

For assistance with text messages, reply HELP to any message or contact us at audrey@hesterdiversifiedinvestments.com.

Not a Condition

Consent to receive marketing text messages is NOT a condition of purchase or use of our services. You may still contact us and use our services without opting in to text messages.

Supported Carriers

Our text message program is supported by all major U.S. wireless carriers. However, we do not guarantee that messages will be received on all devices or carriers.

6. Intellectual Property

The Site and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, and the design, selection, and arrangement thereof) are owned by Hester Diversified Investments and are protected by United States and international copyright, trademark, and other intellectual property laws.

7. User Communications

Any information, feedback, data, questions, comments, or suggestions you submit through the Site ("User Communications") will be treated as non-confidential and non-proprietary. By submitting User Communications, you grant us the right to use such information for business purposes, including improving our services and developing new offerings.

8. Third-Party Links

The Site may contain links to third-party websites or services that are not owned or controlled by Hester Diversified Investments. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by or in connection with the use of any third-party content, goods, or services.

9. Disclaimers and Limitation of Liability

The Site is provided on an "AS IS" and "AS AVAILABLE" basis. We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the Site or the information contained on the Site.

To the fullest extent permitted by applicable law, Hester Diversified Investments disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose. In no event shall Hester Diversified Investments be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site.

10. Indemnification

You agree to indemnify, defend, and hold harmless Hester Diversified Investments and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with your access to or use of the Site or your violation of these Terms.

11. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of Oklahoma, without regard to its conflict of law provisions. You agree that any legal action or proceeding arising out of or related to these Terms or the Site shall be brought exclusively in the state or federal courts located in Oklahoma.

12. Changes to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. If a revision is material, we will provide notice by posting the new Terms on this page with a new "Last Updated" date. Your continued use of the Site after any changes constitutes acceptance of the new Terms.

13. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

14. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Hester Diversified Investments regarding the use of the Site and supersede all prior agreements and understandings.

15. Contact Information

If you have any questions about these Terms, please contact us:

Hester Diversified Investments
48139 Caughern Lane
Heavener, OK 74937
Email: audrey@hesterdiversifiedinvestments.com

By using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

HESTER DIVERSIFIED INVESTMENTS

48139 Caughern Lane
Heavener, OK 74937

Email: audrey@hesterdiversifiedinvestments.com

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